We offer comprehensive planning that includes tailoring portfolio recommendations to each client based on their unique lifestyle, financial needs, and goals. We provide retirement income planning and tax-efficient portfolio design, and we build all portfolio models and allocations in-house. This means we do not outsource your portfolio to be managed by another firm or third-party asset manager. All advice is local and is designed around each individual relationship.

Our investment philosophy is based upon building a relationship with scheduled service, communication, and subsequent knowledge empowerment. Our portfolios are managed to align asset allocation and diversification with your risk tolerance.

We are investment advisor representatives and are legally obligated to always act as a fiduciary to our clients when providing investment advice. This means we must act in your best interest, place your interests ahead of our own, provide advice with care, skill, prudence, and diligence, seek best execution, and fully disclose or eliminate material conflicts of interest.

We offer financial solutions for both employers and individual investors such as:

• 401(k) and 403(b) planning
• SEP, SIMPLE, ROTH and Traditional IRA planning
• Fee based wealth management plans for client with $250k or more in investable assets
• Wealth transfer and inheritance planning
• College education planning

Our goal is to provide peace of mind by creating a plan that you understand and that reflects your individual investment and retirement income goals.

We welcome the opportunity to work with your tax and legal advisors to help ensure that your estate is transferred according to your wishes.  Proper estate planning will also help minimize your heirs' exposure to taxes and costs of probate.

We work with various professionals in our community and can assist in getting you pointed in the right direction if additional planning is a need we discover during your portfolio analysis.