Nick J. Cozzone has been an investment adviser for over 20 years. He has a bachelor's degree in Business Administration with a Finance Option from the California State University of Fresno. Nick has worked with the company owners, key employees, and sales people in over 75 client companies located across more than 10 different states. Nick is the founder of KC Capital Advisors, and also co-founded, and trademarked the Production Incentive Program (PIP), which became a national resource for retirement planning in the 1099 independent contractor marketplace. His area of focus is wealth management and developing individualized portfolio solutions.